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How It Works


Ferry & Nicholas, Inc. is a debt mediation firm. We primarily mediate credit card and loan debts for our clients resulting in out of court settlements. We can mediate lump sum settlements or affordable monthly payments. We replace the time consuming task and intimidating process of the legal process.

Our staff is a well tuned engine. We mediate all types of credit card debt for individuals as well as large and small businesses. Your case will be assigned to a professional mediatiors with integrity and sincerity.

Each client is treated with respect. Each deal we mediate is unique to that person involved both financially and emotionally. With that said, no agreement is completed until both parties are satisfied.

A normal turnaround would be approximately 3 weeks.

1. Call us so we can answer your questions and give you an honest opinion of
what we think we can do to assist you.

2. If we decide to work together paperwork will be sent to you to sign and
return to us to begin work.

3. The mediation begin.

4. Nothing is set in stone until you are pleased with the deal we mediated for you.

Success Stories...

"Wonderful job in getting Bank of America to accept considerably less than what they initially wanted."
Cynthia O.

"Your representative explained everything plainly making me relax about the settlement process."
Amy S.

"Thank you for helping me reach a settlement before my creditor filed a lawsuit against me."
Nick S.

"You were able to mediate a suitable payment plan to fit my already stretched budget."
Sandra F.

"The payment plan that you worked out for me was very good. I appreciate everything you did for me."
Joshua R.